Owner’s Title Policy

Owner’s title insurance provides protection to the homeowner sues and says they have a claim against the home from before the homeowner purchased it. It is the only type of insurance that protects against the past but provides no protection for the future.

  • Cyber criminals can change the name on title from your buyer to themselves
  • Your buyer can have their home stolen out from under them
  • The owner’s title policy doesn’t cover this fraud – there’s no one to sue
  • Even though you could win a lawsuit, winning costs $$$
  • Lenders’ seasoning guidelines dictate a need for criminal to hold title